If you are covered by a health insurance plan using PPO provider networks named PHCS, Multiplan, Beech Street or Value Point, finding participating doctors and hospitals is easy using these online tools.
First, you must be enrolled as a member in a participating insurance plan. The quote and enrollment link for all of these insurance plans through Freedom Benefits here. Once enrolled in a plan, you will receive an insurance ID card. Some plans allow you to download a temporary card immediately after online enrollment.
Look at the back of your insurance ID card to see specifically what network of providers your plan uses. This varies depending on your location. PHCS/Multiplan uses two slightly different networks of preferred providers. Go to this page to see a complete explanation and to find network providers in your area. Besides searching by location, the provider search tool offers options to search by specialty, gender, languages spoken, and hospital affiliation.
Remember that all of the supplemental insurance plans listed on the web pages at FreedomBenefits.net cover treatment by any provider – in or out of the network – but benefits can often be greater or your out-of-pocket cost liability lower when using an in-network provider. Primary insurance plans may have their own separate provider network. In most cases there is much overlap between network providers.
PHCS/Multiplan has almost 900,000 healthcare providers under contract throughout most of the United States. An estimated 68 million consumers have access to these network products. The company claims to reduce consumer costs on 40 million claims through its network services each year.