A difficult COBRA question

Most questions we receive about COBRA benefits are straightforward and easy to address. This one was more difficult:

My spouse will be retiring this summer at age 65 and will qualify for Medicare. I have applied for my disability and have been told there is up to a 2 year waiting period for a court date even with my attorney. My question is, would I qualify if needed to have COBRA for the 39 months if needed?

This is a technically difficult question that I did not feel comfortable addressing online. The web page https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna.html suggests that you email your question to phig@cms.hhs.gov.

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