About Freedom Benefits

Freedom Benefits offers a simple and cost-effective way to get help with innovative small business employee benefit plans. Freedom Benefits combines personal, professional and convenient access to an adviser with the operational cost savings made possible by Web technologies to offer these support services under terms that are uncommon with larger firms.

The principal adviser is Tony Novak, CPA, MBA, MT, a Certified Consumer Driven Health Plan Consultant and an active advocate of health care reform, speaker and writer for more than 25 years. He is a licensed life and health insurance agent in all 50 states and DC. Novak was the developer of MedSave, one of the nation's first online health insurance exchanges and recognized as an authority in Health Savings Accounts (HSAs) and consumer-driven benefit plans. His early publications about HSAs generated an invitation to testify before Congress in 2003 health care reform hearings and then a removal of that invitation based on his subsequent criticism of Republican party proposals. Since then Novak has authored hundreds of articles about health care reform and the evolution of employee benefits.

Freedom Benefits Association was established in 1997 to provide supplemental employee assistance and help answer individual employee's questions during online enrollment of employee benefits. Since then the service was adapted to serve a wider range of individual online insurance exchange users and to provide free or low cost support for business owners. Freedom Benefits has supported more than 50,000 user requests on about 40 Web sites that handle online financial transactions.

Schedule a free call with Tony Novak CPA, MBA, MT to ask how your firm can reduce costs and improve employee satisfaction with your benefit options. No fee for initial consultation.

FreedomBenefits.org web site is independently owned and operated by Tony Novak Certified Public Accountant operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate, consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.