Colorado small business and individual health insurance

This page includes news and tips for small business owners and self-employed people who purchase their own health insurance.

Individual major medical insurance enrollment for 2018 is open from November 1 through December 15, 2017 at the federal government’s insurance web site. You can see plans and rates without creating an online account here. We offer limited free personal support with questions through OnlineNavigatorTM service.

Short term options, dental coverage, supplemental insurance and other health benefit plans are available through multiple sources. We suggest Smart Insurance Marketplace as the first place to look. Telephone and email support is available.

11/11/2017 – Health insurance rates continue to spiral out of control for the self-employed and small-business owners in rural areas such as Colorado’s Western Slope. Colorado’s legislators blame  as the federal government efforts to dismantle the nation’s health care law. Senator Donovan said “The approach in D.C. seems to just be to sabotage the entire program instead of saying, ‘(The Affordable Care Act) fixed some things, it’s working great in some areas, it’s not working great in others, let’s do what government is supposed to do and address the areas where it’s not working and try to fix those,’ the approach they’re taking is not productive.” A broker reported that an average family with an annual income over $115,000 will pay $2,040 a month for a Kaiser insurance plan or $2,877 for an Anthem insurance plan. Most applicants who apply have lower income and will qualify for a  premium subsidy.