Massachusetts small business and individual health insurance

This page includes news and tips for small business owners and self-employed people who purchase their own health insurance.

Individual major medical insurance enrollment for 2018 is open beginning November 1 through the Massachusetts Health Connector web site. We offer limited free personal support with questions through OnlineNavigatorTM service.

Short term options, dental coverage, supplemental insurance and other health benefit plans are available through multiple sources. We suggest Smart Insurance Marketplace as the first place to look. Telephone and email support is available.


11/7/2017 – Centene Corporation announced that CeltiCare Health Plan will close its Waltham MA office and lay off 37 employees, after the plan decided to stop offering health insurance on the Massachusetts state’s website. This may be the nation’s first insurance company negative reaction after President Trump ended subsidy payments to help lower income policyholders that were the primary market served  by Celtic Insurance. Before Celtic Insurance became primarily a provider of coverage for low income people, Freedom Benefits’ Tony Novak was a leading national producer for this company.