Gain the marketing advantage of Freedom Benefits; the national advisory brand that your clients have known and trusted since 1995.

Small business employee benefits

Individual and group insurance

Medicare plans and supplements

Payroll and accounting integration

Tax savings strategies

Freedom Benefits makes customized and branded marketing materials available to brokers, agents and consultants through a national network contributing more than 10,000 newspaper columns, online blog posts and other advisories to users in all 50 states and DC.

Tony Novak founded Freedom Benefits in 1995 in Philadelphia, Pennsylvania to help small businesses save time and money. The business started with a traditional office and staff of five in Narberth, Pennsylvania but evolved as a virtual online business serving professional insurance clients nationwide through a network of independent agents, brokers, advisers and benefits providers.

Freedom Benefits provides information and advice related to design and management of employee benefit plans and is not an insurance company, exchange, agency or agent for small business health insurance plans, investments or any other company mentioned in this content.

Services offered on this web site are subject to stated terms and conditions. There is no cost or obligation to use the online resources but the business purpose of offering free services is to make introductions lead to client relationships for Novak’s professional practice operating under the trademark OnlineNavigator.

For 2018, Freedom Benefits offers an expanded set of sample employee benefit documents for small businesses. These are available free of charge to professional clients and members of endorsing business associations. Plans include employer-paid options like a Health Reimbursement Arrangement (HRA), as well as consumer-driven options like a Health Flexible Spending Account (FSA). Contact Tony Novak for more information.