Average small group health insurance premiums – before ACA

The purpose of this post of historical information is to compare the rates with post-ACA implementation figures as soon as they are available.  This may be the most direct and practical way to evaluate the market impact of ACA on small businesses.

The IRS released a list of the average small group market premiums in each of the 50 States and the District of Columbia for the 2010 tax year

, as determined by the Department of Health and Human Services.

State Single Coverage Family Coverage
Alaska $6,204 $13,723
Alabama $4,441 $11,275
Arkansas $4,329 $9,677
Arizona $4,495 $10,239
California $4,628 $10,957
Colorado $4,972 $11,437
Connecticut $5,419 $13,484
District of Columbia $5,355 $12,823
Delaware $5,602 $12,513
Florida $5,161 $12,453
Georgia $4,612 $10,598
Hawaii $4,228 $10,508
Iowa $4,652 $10,503
Idaho $4,215 $9,365
Illinois $5,198 $12,309
Indiana $4,475 $11,222
Kansas $4,603 $11,462
Kentucky $4,278 $10,434
Louisiana $4,829 $11,074
Massachusetts $5,700 $14,138
Maryland $4,837 $11,939
Maine $5,215 $11,887
Michigan $5,098 $12,364
Minnesota $4,704 $11,938
Missouri $4,663 $10,681
Mississippi $4,533 $10,501
Montana $4,772 $10,212
North Carolina $4,920 $11,583
North Dakota $4,469 $10,506
Nebraska $4,715 $11,169
New Hampshire $5,519 $13,624
New Jersey $5,607 $13,521
New Mexico $4,754 $11,404
Nevada $4,553 $10,297
New York $5,442 $12,867
Ohio $4,667 $11,293
Oklahoma $4,838 $11,002
Oregon $4

,681

$10,890
Pennsylvania $5,039 $12,471
Rhode Island $5,887 $13,786
South Carolina $4,899 $11,780
South Dakota $4,497 $11,483
Tennessee $4,611 $10,369
Texas $5,140 $11,972
Utah $4,238 $10,935
Virginia $4,890 $11,338
Vermont $5,244 $11,748
Washington $4,543 $10,725
Wisconsin $5,222 $12,819
West Virginia $4,986 $11,611
Wyoming $5,266 $12,163

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