I received this question from a health plan member today regarding ID cards for covered dependents. The information may be worth sharing because this is a common question:
MEMBER QUESTION: I got two I.D card both have my name, i want to ask where is my daughter’s I.D card
MY RESPONSE: I am responding as the independent adviser and not as a representative of your insurance company.
To the best of my knowledge, ID cards are always issued in the name of the policyholder. I am not aware of any legal authority which allows and insurance company to issue an ID card in the name of a covered dependent. Duplicate ID cards may be issued and these may, include the names of covered dependents. The actual content of printing on the ID card varies among plan administrators.
For more information, you may wish to contact the members services office by telephone as listed on your insurance ID card.
The point is that:
- ID cards are typically not issued in the names of dependents.
- Some, but not all, health plan administrators list the names of covered dependents of the card.
- ID card printing and issuance practices vary between insurers but this practice of issuing cards only to the policyholder is consistent.