Pennsylvanians get their health coverage one of six ways, according to the Pennsylvania Insurance Department.
- 27% commercial self-insured
- 23% Medicaid and CHIP
- 20% Medicare
- 14% group insurance
- 5% small business insurance
- 5% individual insurance
- 5.6% are uninsured
Since news coverage focuses primarily on commercial insurance, people are often surprised that commercial insurance plays such a small role in the system, covering only one in four residents. I sometimes notice a sentiment that there is something ‘wrong’ if regular insurance is not an option. That is not the case, based on statewide trends. Commercial insurance does play a larger role in secondary and supplemental insurance.
If you need coverage, then it makes sense to consider both the short-term and permanent coverage options within our heath care system. I am pleased to discuss the options and strategy. For businesses
, I am pleased to assist with all aspects of health plan design, selection and enrollment.